Four programs, one relationship

Your business deserves the edge the big players already have.

Compliance, benefits, payments and AI programs are all easier to buy when you have a procurement department, a benefits broker and a lawyer on retainer. Owner-led businesses have none of that and pay for it every month, usually without seeing the line item. Edgility brings the same four programs, vetted and delivered by an operator with 35 years in payments and fintech, and tells you plainly when one of them does not fit.

Book a call Start with the free statement audit

35 yearsin payments and fintech, behind every program

Four programspayments, compliance, benefits and AI, one point of contact

More than 80business systems the payments program connects to

No cost to askthe statement audit is free, and an honest no is allowed

The four programs

Curated, not pushed.

Each one solves a problem an owner already has. If a program does not earn its place in your business, we will say so on the first call rather than the third.

Margin and cash flow

Payments and Merchant Services

Send one recent statement and we will show you what card acceptance costs you today, split into the part the card networks set and the part your processor chose. Some of those audits end with the words your pricing is fine. Those are the ones that make the rest worth reading.

What you get after that is interchange-plus, with our markup stated in the open rather than buried in a blended rate.

See how the audit works

Risk and trust

Website Compliance

Data privacy, ADA accessibility and cookie consent on one platform, so a site meets GDPR, CCPA and ADA expectations without a developer on retainer. Now with price display and checkout disclosure, which matters to any business passing card cost through to customers.

Four categories of exposure that all live on the same surface, watched by one platform.

See the compliance program

People and retention

Employee Benefits

Virtual care around the clock, prescription savings, a group life policy and everyday savings, delivered through Exectras as a group membership rather than an enterprise contract you have to qualify for.

That structure is the whole reason it works at five employees. It is not major medical insurance, and we will be the first to tell you so.

See the benefits program

Operations and growth

AI Implementation

For a business that runs on inbound calls, the leak is the ring at 6:40 p.m. and the caller who speaks Spanish. A voice agent that answers every call, captures the deposit, checks the supplier invoice, and turns each finished job into marketing on the same street.

Implementation work wired to the money, not a chatbot bolted onto a website.

See the AI program

The integration layer

Your system of record does not change. We change what happens to the money inside it.

The dental practice runs Dentrix. The shop runs Tekmetric. The clinic runs ezyVet. The contractor runs ServiceTitan. The back office runs NetSuite or QuickBooks or Sage Intacct. You chose that software, paid for it, trained your staff on it, and you are not going to replace it over a processing rate. Nobody should ask you to.

What most owners have never been told is that the payments running inside that software are often bundled by the software vendor at a rate the merchant never negotiated and cannot see on a statement. The integration layer is what lets you keep the system and change the economics underneath it.

More than 80 systems

Across nine verticals

Medical, veterinary, ERP and back office, automotive, dental, retail, professional services, contractors and legal. Search the directory for the software you run.

What changes

The cost, not the day

Same screens, same workflow, same book of record. The switching objection in this business was never price. It was the fear that the software would break.

What we confirm

Your setup, before anything is promised

Availability varies by system and by configuration. We check yours in writing before it becomes part of a proposal.

Search the integrations directory See the payments program

The approach

Four steps, and a plain no is one of the outcomes.

01 Talk

A short call to find the gaps. What the business costs to run, what it is exposed to, and what is making it hard to keep good people. No deck.

02 Match

A plain-spoken read on which of the four programs fit, backed by the statement audit where payments is one of them. When none of them fit, that is the answer you get.

03 Stand it up

Setup coordinated with the program partners, applications run, a test transaction before go-live, and the integration to your system of record confirmed rather than assumed.

04 Stay in your corner

One point of contact after go-live. A rate question, a chargeback, a statement that looks wrong. The same person, not a queue.

The approach in full

Why an operator

Thirty-five years on the other side of the table.

Edgility is led by an operator who spent 35 years in payments and fintech, including executive roles at top-30 United States merchant acquirers. That background is the reason a statement audit here separates pass-through cost from processor markup instead of blending the two into a headline rate.

It is also the reason the answer is sometimes that your current pricing is competitive and there is nothing to do.

More about Edgility

What plain dealing means here

Interchange and network fees pass through at cost, attributed to the card networks that set them
The markup is stated separately and in the open, on every proposal
Savings are estimates built from your own statement, never guarantees
The all-in comparison comes before any savings number
Your statement data stays inside the engagement
An honest no costs you nothing but the call

Start here

Send a statement, or just send a question.

A 20 minute call and one recent processing statement is all it takes to get a real answer. Expect a reply within two business days.